Racing insurance

[frogger]

With so much talk around various forms of insurance going on I was wondering how many people actually got seriously hurt by RC cars. I'm not talking about a Friday night beer fueled parking lot session where you tried to see how many of your fat mates bellies you can clear jumping the beer crate (been there and done that! ), I am talking proper accidents that required medical assistance.

Anyone ever actually see anything serious happen?

Personally I have never seen a serious accident in RC. I heard of someone's foot being broken when hit by a 1/8 nitro buggy at full speed but it's nothing more than hearsay so... over to you...

[David Church]

A driver at DHD broke his ankle when marshalling last year, he stepped on a track marking, not sure what the outcome was though.....

[trekkerkk]

as far as im aware he was not covered


trekkker

[b4rs]

this may seem dumb question, but can u get rc insurance?

[frogger]

Originally Posted by b4rs

this may seem dumb question, but can u get rc insurance?

If you are a BRCA member it's included in your membership as far as I know. It's non-BRCA members that are not covered.

[ashleyb4]

ive seen the clasic video on youtube of a girl riding a bike around like a dirt track and a monster truck hit her in the face.

A

[phil c]

Originally Posted by ashleyb4

ive seen the clasic video on youtube of a girl riding a bike around like a dirt track and a monster truck hit her in the face.

A

when i raced 5th scale a car went out of control and fit a marshal flat out and broke his leg/ankle (big ouch) but again not sure on the outcome , and yes you have 3rd party public liability insurance if your a brca member

[David Church]

The way I understand it is, your BRCA insurance covers you if you hurt someone else, ie 3rd party.....

[mark christopher]

Originally Posted by David Church

The way I understand it is, your BRCA insurance covers you if you hurt someone else, ie 3rd party.....

but also note the bit that says " you marshal at your own risk" one reason if a driver is reving the nuts off his car and the wqheels are doing warp factor ten, i leave well alone!


brca insurance does also NOT cover damage or theft of your equipment

[mark christopher]

Originally Posted by b4rs

this may seem dumb question, but can u get rc insurance?

Originally Posted by frogger

If you are a BRCA member it's included in your membership as far as I know. It's non-BRCA members that are not covered.

see above post

[frogger]

So if a driver hurts himself doing whatever during a race or gets hurt doing marshalling you have no cover regardless of the fact that you are a BRCA member?

Do the clubs carry insurance then for personal injury? And if they do what happens when visiting, non member drivers race there?

So BRCA membership basically is only good for protecting yourself in case you get sued for hurting someone else?

[MK999]

Originally Posted by mark christopher

brca insurance does also NOT cover damage or theft of your equipment

Shame that, could have had a few wishbones by now

[rallyraid]

there is now a policy that will cover your rc gear in your car etc.
covers loss or damage whilst not racing
there is a link off of the BRCA site.
upto 1k 51 quid and 2k for 101quid
good idea i think
rich

[mark christopher]

Originally Posted by frogger

So if a driver hurts himself doing whatever during a race or gets hurt doing marshalling you have no cover regardless of the fact that you are a BRCA member?

Do the clubs carry insurance then for personal injury? And if they do what happens when visiting, non member drivers race there?

So BRCA membership basically is only good for protecting yourself in case you get sued for hurting someone else?

in a nut shell yes

[TRF_Tastic]

Originally Posted by rallyraid

there is now a policy that will cover your rc gear in your car etc.
covers loss or damage whilst not racing
there is a link off of the BRCA site.
upto 1k 51 quid and 2k for 101quid
good idea i think
rich

There's no way that, that amount of cover would cover your race day kit and its darn expensive too!

Top marks to the BRCA though for actually getting someone to sort out some cover but needs to be a realistic figure for us spares whores. My home insurance will do better cover for nothing up to £8k.

[emzy]

There was a girl on RaceChat who had a receiver pack blow up in her face and lost her sight (I'm not sure whether it was permanently or temporarily) or something similar last year.

[rallyraid]

Originally Posted by TRF_Tastic

There's no way that, that amount of cover would cover your race day kit and its darn expensive too!

Top marks to the BRCA though for actually getting someone to sort out some cover but needs to be a realistic figure for us spares whores. My home insurance will do better cover for nothing up to £8k.

might have a prob whilst it is sat in your tent overnight or in your car.they love small print

[rallyraid]

Originally Posted by emzy

There was a girl on RaceChat who had a receiver pack blow up in her face and lost her sight (I'm not sure whether it was permanently or temporarily) or something similar last year.

personal accident cover, got the whole family covered for 60 quid a month. we do all sorts of sports