Insurance and Such Like??

[andys]

Hi Guys.

I have a few questions that hopefully someone can answer.

I know we can join (http://www.bmfa.org/index.html) but i'm unsure of how / when / why one is covered in the event of an accident.

I've seen various Quad films, one guy locally at Beeston Festival flying / filming a Quad over the crowd and even police. I assume he must have had permission - so what's the crack with filming / flying around people & property? The same guy has filmed all around leeds at various events - even in doors at a 'roller disco' !

Does the BMFA insurance only cover you to fly at a designated club or flying field, or are you covered, say flying at the local park or on site? (if i'm filming something for a client for example). When I fly at the Park - the Quad could break / drop out of the sky - or even - (hopefully not) fly away when i get the Naza installed!

I'm helping a friend with some shots for a short film soon, and want to be sure i'm covered if anyone asks - if anything happens....

How can I cover myself against any / all of these with regard to hurting someone or damaging property? I don't think i'll ever fly over people, that's asking for trouble IMO - but anything could happen if you loose control or the quad goes off on it's own.

I just want to do what I can / should so that if anything happens i'm covered.

Cheers Guys.