Paypal and Durango

[TheReferee]

As someone who was in the trade and now looks on from the outside i think i am qualified to comment on this whole paypal thing.

shops who take paypal do so at a risk, i know of one shop who used to accept it, they sent an item out, a couple of days later the customer contacted them reference some installation advice on the item and a couple of weeks later put in a claim to paypal saying they had not recieved it!!, unbelievably paypal took the side of the customer and automatically debited the shops account. not surprisingly that shop does not take paypal anymore.

charges, paypal is more expensive around 3.5 to 4% charged to the shop, now that isnt too bad as credit cards are around 2% depending on the shops individual arrangements, debit cards are 22-25p per transaction, also cash transactions can cost the shop money when paying the cash in 67p for every £100 paid in.

paypal gift, remember if you transfer money to a shop as a gift it is exactly that, there is no protection to you the customer if the item does not turn up. and you can hardly expect paypal to do anything about it when the whole purpose of the gift was to avoid the charges!!.

paying the charges, covering the shops paypal fees is a bit cheeky, in effect if you paid by credit card then the shop would pay 2%, so a shop that asked you to cover the remaining 1.5-2% fair enough but to cover all means the shop has no transaction fees and gets an extra 2% in his/her pocket!

shops that only accept paypal as a gift, brilliant for the shops, no fees and no comeback on any item, no distance selling regs, no warranty, no need to send out recorded (who cares if it goes missing).

as a customer however paypal is handy, find the bit i need press a couple of buttons job done, if i use a credit card then i have to find the card remember which one she said not to use and of course there is a paper trail which she can follow!!.