WHATS HAPPENED TO CAR INS

[bodgit]

What going on with car insurance this year. Last year my ins cost me£231 in leg cover at home breakdown etc. This year even through comparison sites the cheapest I can get is nearly £100 more expensive.
I,ve looked around at a lot of sites but they all seem to be coming out at about the same within £10-20. Its only a 2lt cmax tdci ghia not a rocket ship.
Anyone had any better deals with ins this year.

[MatJohnson]

The joys of the recession. Think they lost a lot of money in the banks (hedge funds etc) so there trying to make things up.

Ours has gone up as well, but not by that amount.

[twisty]

Crooks,the lot of them

[mattybucks]

Originally Posted by twisty

Crooks,the lot of them

Until you need to make a claim.............


There are several factors to the increase in premium, one of them is the banks alot of comanies lost alot of money when the icelantic bank colapsed.

Uninsured/Untraced Drivers

Alot more people are making claims for injury.

Fraudulent claims

Backpacking, where mum or dad insure there sons car a he's a "named driver" although he actually owns the car and is the main driver.

[Richard Lowe]

Originally Posted by bodgit

£231 in leg cover at home breakdown etc. This year even through comparison sites the cheapest I can get is nearly £100 more expensive.

Is that all?! Mine's gone up by more than the cost of your renewal

[matdodd]

The Ins for my Golf went up over £300 this year with direct line so I used a comparison site and saved over £400 on there renewal price

[ben]

Originally Posted by matdodd

The Ins for my Golf went up over £300 this year with direct line so I used a comparison site and saved over £400 on there renewal price

Lucky for some!!! The cheapest quote i found when i was 17 on a " 1 litre corsa" was £1750!!!!
Paying a quarter of that on a traders policy

[MatJohnson]

Comparison sites are a massive step forward.

Am just glad I don't pay insurance anymore or servicing, or tax just fuel

[bodgit]

Originally Posted by Toadeh

Comparison sites are a massive step forward.

Am just glad I don't pay insurance anymore or servicing, or tax just fuel

The problem with that is when you eventually have to insure a car of your own the insurance companies will not give you any no claims discount even if you have had no accidents or cliams. I know this from experience. They will say as you personally have not held insurance for more than two years as it was insured by a company, you cannot be given any discount you may have held before and starts you from scratch. Its all a big con.

[matdodd]

Originally Posted by ben

Lucky for some!!! The cheapest quote i found when i was 17 on a " 1 litre corsa" was £1750!!!!
Paying a quarter of that on a traders policy

I remember that Ben, my first car at 17 was a 1.1 Nova and I was quoted £2000! to insure it

[Welshy40]

Do you actually shop around or are you one of those daft sods that stays with the same company. They always raise the costs. Heck im a diabetic and insurance companies charge double due to this, yet i still pay 300 a year fully comp for an audi tt quatro with all the audi extras including a 1000 stereo. I just shop around each year for the best deal as they all want your business.

[Chequered Flag Racing]

Originally Posted by bodgit

This year even through comparison sites the cheapest I can get is nearly £100 more expensive.

Ours went down by £55 even though the car is a 10 plate replacing the old Y plate

[coleman758]

I'm on £239....




Per month
Perks of being young!

[bretts]

My 02 Astra Sxi has just cost me a total of £198 fully comp, no claims protected.

The perks of being old!!