Extended warranty for a used car

[Jamie B4]

Chaps,

Just wondering if anybody bothers to take out extended warranty when they buy a used car - just because of the milage etc we do!

Have 3 months from the dealer but not sure whether to extend - if so what are the best out there

Seems to be a lot - anyone had any probs with any

Warranty Direct
RAC Gold
Click 4 Warranty
etc

J

[DCM]

You got to look at exactly what the warranty covers, does it cover consumables, what does it class as a consumable, i.e. is a clutch a consumable. What it does cover, check what it means. If 3rd gear goes on the gearbox, does it cover the labour to remove the gearbox from the car, dismantle gearbox, replace the gear, rebuild etc, or will you have to pay for most of it and they only pay for the replacement of the gear.

[Jamie B4]

Will check on this but any recommendations on any good ones

[mattr]

They are mostly not worth the paper they are printed on. You might get 200 quid (less any excess) back on a 1000 quid repair.
Plus *some* restrict where you can have the work done, authorised workshops. So in the real world, it might only have been a 500 quid job in the first place.

The ones that are any good, you will pay through the nose for.

[RobW]

My comment on extended car warranties is just do not expect them to make it easy for you to claim – they are effectively insurance companies and will do anything to stop or reduce your claim. You will probably end up doing a lot of running around and making lots of phone calls to resolve anything. Do not go into it with the expectation that it is anything like a new car manufacturers warranty – they will, in my experience, not even pretend that they want to be helpful or make it easy.
Had a 2 year warranty with Warranty Direct. Made 2 claims during the period. One claim they paid out 50% of cost of total repair cost and the other around 80% - both times the process was drawn out, seemed more difficult than it needed to be and to be honest I lost the will to fight on any longer over the amounts they were willing to pay for.
For me the warranty was part of the haggling deal when I bought the car and due to the type of car it was I wanted some kind of cushion in case something expensive went wrong. I would not have paid the list price of the warranty.
Rob

[Jamie B4]

Thanks Rob did wonder spoke to a fella from warranty direct on friday exquired and he quoted me £270, said he would have to call me back for payment. In meantime got on to net and had a look at reviews on ciao which basically said they were 50/50 to paying out for jobs.

When I quizzed him about this he got really offensive basically saying that customers reviews didn't mean anything cos it depended on the level of cover. He also thanked me for wasting his and my time.

Wouldn't touch him or company with a barge pole.

What is the best system with regards to this cushion you are on about. As I'm in the same boat dont want a big expense and not have a car!!!

Maybe RAC, AA, Green Flag

But I've heard contrasting things about these also