Paypal Fees

[Benh]

Buying stuff on here, I try and do my bit and cut down on the fee's for the recipient by selecting personal payments. Just heard that Paypal put a stop to that ages ago.

Does that mean that fee's are deducted even if you send as "gift"?

[Rich D]

Not to my knowledge. Sending a gift is free for both sender and recipient so long as its funded either from your Paypal balance or direct from your bank account. If its credit card funded then there is a charge to the sender. Not the recipient.

HTH

[cjm_2008]

Originally Posted by Rich D

Not to my knowledge. Sending a gift is free for both sender and recipient so long as its funded either from your Paypal balance or direct from your bank account. If its credit card funded then there is a charge to the sender. Not the recipient.

HTH

well in the last few weeks I've sent and recieved money using the gift option - both sending and recieving had fees applied.

paypal do give you the option of paying the fee on money you send as a gift - isn't that big of them?

I hate paypal.

[DCM]

I guess, looking at it from Paypals side, they got to make money, and if they notice a sharp increase in the 'gifts' being sent, then they are missing out on money aren't they.

[_sleigh_]

From my experience over the past week or so, when receiving "gift" payments the fees have only been applied to the higher values.

£30 - no fees
£20 - no fees
£95 - fee charged.

[terry.sc]

Fees on gift payments depend entirely on whether the sender has money in their paypal account and whether they tick the 'sender to pay fees' button when they process the payment. If the sender ticks the gift option and they have enough balance to cover the amount being sent there will be no fees to pay at all, for either of you. If the sender is funding the payment with a credit card paypal will want the credit card fees to be paid.

Who pays the fees is entirely down to which button is ticked by the sender on the page after the gift option has been chosen. If you are sending card funded money if you tick the 'I choose to pay the fee' option the recipient gets the full amount and you pay the fees yourself. If you tick the 'recipient will pay the fee' option then you only send the amount you've gifted and the recipient gets to pay the fees.

[Rich D]

Originally Posted by terry.sc

Fees on gift payments depend entirely on whether the sender has money in their paypal account and whether they tick the 'sender to pay fees' button when they process the payment. If the sender ticks the gift option and they have enough balance to cover the amount being sent there will be no fees to pay at all, for either of you. If the sender is funding the payment with a credit card paypal will want the credit card fees to be paid.

Who pays the fees is entirely down to which button is ticked by the sender on the page after the gift option has been chosen. If you are sending card funded money if you tick the 'I choose to pay the fee' option the recipient gets the full amount and you pay the fees yourself. If you tick the 'recipient will pay the fee' option then you only send the amount you've gifted and the recipient gets to pay the fees.

This is what i meant but Terry explains much better

[Benh]

Now that makes sense. That's why I haven't seen these options you mention. I have money sitting in the PayPal accout from Fleabay items sold. So no fees both ends and no credit card fee's to pay - so my gift payments have worked.

I think that's fair. If your using a credit card, there is a charge to paypal associated for that.

If you have money sitting in the account and your using that - no fee's either end.

Thank you all

[Chequered Flag Racing]

just used PP and used gift option to pay

one shows BA fee free & the other is using CC with fee's

see pics

[DaveG28]

Presumably there is no buyer or seller protection when doing this, as there is no buying or selling!!!

Just worth remembering when dealing with people you don't know.

Plus I think it may be a short term gain, if everyone just uses "gift" payments, paypal will find some other way of making money...

[terry.sc]

Buyer and seller protection doesn't work at all if it's not an ebay purchase. For a buyer Paypal will let go through their resolution centre, but if you've paid for goods that don't turn up you only get back what's in the sellers account. As a seller you have no protection at all outside of ebay.

[DaveG28]

Originally Posted by terry.sc

Buyer and seller protection doesn't work at all if it's not an ebay purchase. For a buyer Paypal will let go through their resolution centre, but if you've paid for goods that don't turn up you only get back what's in the sellers account. As a seller you have no protection at all outside of ebay.

Are you sure about that?? My paypal account says I am covered for None ebay transactions to UK, US and Canada as a seller??

[cjm_2008]

Originally Posted by terry.sc

As a seller you have no protection at all outside of ebay.

and you've got pretty much bugger all protection within ebay either!

I love this new 'no negative feedback for buyers' thing....