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Originally Posted by justleanitupabit
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Same umbrella group, although this is due to change soon as widely publicised, so analogy still stands. Especially as part of the reason for the split is a business decision based from the fact that the two companies have very different requirements of their customers which they've learnt don't allign well.
http://www.telegraph.co.uk/finance/n...from-eBay.html
They are run, by law, as two completely separate entities on the ground level, the only cross over is at the board and senior, senior, management level. This is why they have different user agreements, different protection agreement terms and different fees. Try phoning up PayPal and giving them your eBay ID, see how far you get???
I am simply speaking as someone who works within PayPal and hears hundreds of claims a week going through the office, disputes raised by buyers and sellers. As well as the ones who incorrectly contact PayPal to discuss a claim raised through ebay.
All I'm trying to do is help educate people about common and widely held misconceptions along with the fact that a bad experience with eBay should not impact your decision to use PayPal. Reverse the analogy, if you were unhappy with Ford Credit (the finacial credit provider for Ford Motors) when you bought a focus would that lead you to not buy an Aston Martin (if this was your dream Car) if you won the lottery?
People believe they are "protected" if they are sellers by using PayPal gift, but this is very wrong. The buyer can claim a Charge Back, with their bank who provide their debit card funding the gift payment, and the bank will ask fewer questions of the seller and will be much more inclined to side with the buyer (as lets remember the buyer is their customer, the seller most likely isn't) and the seller will lose their money without any requirement for the buyer to return the item so you lose that too. PayPal will protect you against this as a seller if not using gift so this is why I recommend never using gift as a buyer or a seller.
I will also state, before anyone says anything, although I work within PayPal none of the fees paid to them goes towards my salary as I'm not on their direct payroll, so I don't need your use of it to keep in a job!