1. Be carefull buying a car on a finance deal - your probably looking at a 5year plan and sometimes very expensive to end early and get out of. Try and look for a deal where you get free insurance for buying the car and not for taking the finance deal! (not so easy as salesmen tend to get a better commission on the finance deal than the car). If you need money to buy the car take out a loan - its cheaper and not attached to the car.
2. Don't be fooled by the £1000 trade in value for your old car, the screen prices are over inflated to cover this. If you walk in as a cash buyer with no trade in they will knock far more off. I went in Renualt liverpool a few years ago and they offered £1000 off the screen price of the car I was looking at, with a trade in on any car. I explained I was a cash buyer, no trade in - and £1650 came off straight away!
3. All the main dealers I've visited in Liverpool inflate the screen prices massively so when you walk in they start slashing the price making you think your getting a good deal... often your not. Go to some smaller main dealers in smaller towns, Southport, Ormskirk, etc you will find the pricing is more genuine.
4. If you want a good price buy a car just before the reg letter changes and offer to take a pre-registered stock car. Salesmen will jump through hoops to get rid fo them.
OR stick with your current car and join somesort of Ford Owners club, probably cost you about £10, but clubs normally get insurance deals through specialist insurances.
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