The other thing to remember paul is give ins comp's some hastle. they can get your quote down by loads.
A friend of mine's ins went up one year and so he told them to cancel and he'd go somewhere else. then they said they'd knock £80 off the quote. he took the quote to a different company and they said theyd do it for £50 less. he then went back to his original company and they said they'd beat it by £50. so he told em to stuff it as they didn't offer him that price in the first place.....when they obviously could have..
....then went to the other company told them that his original co. had knocked him another £50 off...and they knocked him another £20 off it!!
so £200 less on the quote just for the sake of a few phone calls.
so it proves that they can do it for less than they originally quote you.
