My comment on extended car warranties is just do not expect them to make it easy for you to claim – they are effectively insurance companies and will do anything to stop or reduce your claim. You will probably end up doing a lot of running around and making lots of phone calls to resolve anything. Do not go into it with the expectation that it is anything like a new car manufacturers warranty – they will, in my experience, not even pretend that they want to be helpful or make it easy.
Had a 2 year warranty with Warranty Direct. Made 2 claims during the period. One claim they paid out 50% of cost of total repair cost and the other around 80% - both times the process was drawn out, seemed more difficult than it needed to be and to be honest I lost the will to fight on any longer over the amounts they were willing to pay for.
For me the warranty was part of the haggling deal when I bought the car and due to the type of car it was I wanted some kind of cushion in case something expensive went wrong. I would not have paid the list price of the warranty.
Rob
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