The second link says it all. Its fraud and hopefully soon the wonga directors will be done for it.
I stopped all paper statements from my banks years ago so they dont fall into the wrong hands. same for phone bills etc anything that can be used for identity theft no longer comes by post.
As I posted earlier I use the Trustee rapport to encrypt any password I use for more or less anything on the internet up to now I,ve not had any problems.
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