I think you can extend the lease by up to two years, for free. Then the £250 becomes zero.
Do some googling elsewhere. Most of the cycling forums (and money saving expert) covered this in some detail when final payments first started being asked for, and then again when the terms changed.
Final value used to be "one additional payment", then it changed to "market value less monies paid" or something. But there are ways round it.
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