Thread: BRCA Insurance
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Old 10-09-2012
Jim Spencer Jim Spencer is offline
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Join Date: Dec 2007
Posts: 85
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Quote:
Originally Posted by knighthawk View Post
The way it was said to me when I was racing 8th Nitro that everybody that races at a track inside the track perimeter ( catch fencing ) has to be insured to be able to enter this area because of insurance !



To quantify the above bit:-

The insurance works two ways, you as a driver and for the folks running the race meeting for you.

The statement probably was / should have been:-
"everybody has to be a member to enter the track perimieter becasue of the insurance."

This is because inside the 'Perimieter' lies the 'Track and the Pit Lane'.

To the outside, non RC Car Racing world, these terms mean 'A place of known danger'.

If the bloke running race control knowingly allowed a Non Member* into 'A place of Known danger' while a Race was in progress and something went pear shaped they would be in the cacky stuff - though fortunatly with our insurance to back them up - to the point of criminal negligence anyway!

In short nobody in their right mind would run any model car race without PL cover being in place for everybody competing or going inside the track perimiter - they would be taking a HUGE risk otherwise.


Hopefully this explains why the initial statement was made and why you need to be a member to go into a Pitlane at an IC National for example.


*NOTE - In some circumstances membership of other bodies will suffice, such as membership of an other countries Governing Body within Europe and the BMFA cover is fine for bashing and some local club level events.
Though quite happy to answer questions on this one when the odd occasion crops up (normally somebody on their hols here with their car!)

Hope this helps

Jim
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