Correct. Charging below 1c will never have a negative effect on lipo's (infact there are arguments to say life expectancy is increased - my IB4200 lipo's have always been charged at 4.2amps and are as good now as they were 2 years ago).
Charge time will be slightly longer, but TBH the difference between 5amps and 5.4amps you'll struggle to notice due to Neil's previously mentioned "soft start" setting (my charger also "soft finishes")
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