Quote:
Originally Posted by Nige
£540 is a sizable chunk of money, but is within the reach of most people, though what happens if a Lipo fire hadn't just damaged the carpet and the building burnt down. Would the individual have to pay the £100k's to have it rebuilt.
Maybe for clarity a list of what is/isn't included by the insurance would be helpful. As what happens if a part you've made breaks on a car and it careers off the track and hits someone. Since it was a homemade part would you be liable? The list of scenarios is endless.....so please can we have some guidance.
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If you decide to IMPORT a product you decide to import a product..
If a car leaves a track then the fault is - the fence isn't good enough, cars break, this is model car racing and it's expected in racing for things to break occasionally.
The insurance will quite happily cover a totally scratchbuilt car, as that was all there used to be.
It's dead straightforward - read the General Rules, conform to them and you're covered, and none of the posts on here in any way what-so-ever invalidate the PUBLIC LIABILITY INSURANCE, that's not in question what-so-ever, it will still hold even with el-cheapo chinease cells in the car, you could manufacture them yourself if you wanted to and it would still work.
You could put the proverbial flux capacitor, a steam engine, gas turbine, solid fuel rocket if you like, make them all yourself and it will still work.
BUT
What we can't put in rules is what you should understand as basic common sense, in that it's not the associations role to educate people on basic consumer principles!
But lets have a go shall we.. We all understand that when you buy something from a shop on the high street you have 'rights' yes?
If you want to circumnavigate all the regulations your local high street retailer has to comply with and personally import something then there are consequences, and this is one of them in that you have no PRODUCT LIABILITY cover.
You leave yourself wide open on that one, and on most things it would be highly unlikely to be a problem, but this is one where it is..
LiPo batteries are VERY high profile (see the signs in airports worldwide) so people outside the sport will examine the nitty gritty when things go pear shaped with them.