Insurance, what a racket. They tell you the premiums have gone up because of all the winter accidents due to adverse conditions, etc.
B*llocks. They've gone up because they lost a load of money tied into all the banks & financial market. So the premiums get jacked to claw back the dough. We all get to pay for the lousy banks twice effectively.
I hate to think what's going to happen to our premiums when the bill for the Japanese disaster rolls in..