Yes 3.0V per cell is basically flat for a lipo at resting voltage.
3.85V per cell is approximatly 50-60% charged which should give you the least amount of cell degredation.
There are lots of things you can do with a lipo that will drastically increase the number of cycles you can get from them. If you want to find out some good info about lipo's then go here
http://endless-sphere.com/forums/