Insurance is stupid.
I was riding my 125cc bike for almost 2 years before taking my A2 (33bhp) licence. My insurance for the first year was £175, second year £154, after my test I got £6 back. They quoted me £197 for my third year. This is all third party fire and theft, stored in a garage and with a disk lock at all times.
I decided to get my bigger bike rather than keep the 125, GPZ 500 (restricted) and have payed £203 fully comp, legal cover, £100 of kit cover, breakdown, personal injury. Kept on the street, no locks, just immobiliser and datatag...
Seriously WTF?
I'm putting off buying a car as my cheapest quote was £1200 for a 1.2 '92 nova with all the mod cons of the era, keyed independant locks, window winders, tape player. Although it was alarmed with immobiliser.
lol
Just what I imagined driving when I got to 27.