Quote:
Originally Posted by telboy
thought of doing this ourself. but not to sure.
We once got charged £600 one month for going overdrawn and having some dirct debits returned, then the month after we got charged £400 for not having enough money in the bank due to the previous charges being taken out and leaving us with no money........then, we got charged the month after for going overdrawn after they took the money for the charges out of the bank....even though there wasn't enough money in the account.....again making us overdrawn again! this went on month after month. even though the money wasn't there they took the charges out leaving us overdrawn. but when it came to the mortgage being paid, they just returned the D.D. because the money wasn't there. 
Its a viscious circle. and once they get you in it theres no way out.
but £1000 in two month, all for the sake of sent 2-3 letter out to us. |
Tel - this is against all the rules and regs without a shaddow of doubt. They are only allowed to remove funds that are there at the given date, not put you into an overdraft situation. However, if they remove all your money on the 1st of the month and your mortgage comes out on the 2nd, this is legal.
I may be against the idea of claiming money back in most cases, (note my previous post and Wayne's previous post) there is always the fact that most of the big banks are declaring record profits...