For anyone looking to claim there bank charges back there is no need to do anymore than just 1 telephone call. I do have the number sat on my desk at work. If you are using most of these no win no fee you will lose money. The number i have is for the financial ombnusmon (not sure thats how you spell it) they are the top dogs where all complaints are made. They will contact your bank on your behalf and you just wait for the reply's. They will also tell you if you ask why you can claim your money back, the gist is the banks are breaking the law with regards to how much they can charge for charges etc..... The max they can charge is £4 any over this is classed as profit making through charges......
There is also some banks at the beginning who were closing peoples accounts after claims etc.... They will also tell you this is illegal and if it does happen you could have nice payout like the guy who received £32,000.
The banks are making offers to stop getting dragged through the courts as they will lose far less.
Don't believe any bank would pay out millions just to keep reputation.
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