our card payments were getting declined all over the shop when we 1st moved to the current system because the spelling was slightly different between what the customer had told us and what the bank had on file. silly little things like that so we turned off the address check.
we still ask for the address the card is registered to, but it's not confirmed. although the other day I had a customer who's card was being declined by our site because of it.
But as long as your card address is listed on your customer address you can put whatever address you want in the delivery address box.
I guess that's just our system.
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