Short answer is it is not law, but some banks insist that goods are only sent to the address the payment card is registered too. In many cases it is at the discretion of the retailer, in some instances (as with us) certain banks and card processors "insist" on it and will decline a transaction if it is not going to the cards registered address. Long and short of it is, that it is good for maximum security for both the customer and retailer but not always as convenient (cant have it both ways I guess)...
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