I could quote scary stories about both types of cells, but I dont think there is a point. The main reason for concern with LiPo is the overlap of non-lipo ready and Lipo enabled hardware, and it isn't so much the experienced racer, it is the basher and fun racer, we all know them don't we.
re: insurance, as I said before, if you check with the BRCA, the insurance olny covers accidents inside the track area, not anywhere else. If a cell has gone pop in someone's face, then, in the end, you have to take it up with the distributor/manufacturer, and then you got to prove that the item was faulty and that you were charging it in accordance with their guidelines.
The biggest issue with both types of cells, is basicaly you got concentrated chemical bombs, in such a small unit, they are storing vasts amount of energy, and all it takes is for one thing to go wrong, and bang.
There isn't a need for heated discussion on this, reasoned debate is far more constructive over this.
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