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Young driver car insurance
Looking at getting my second car now but have no decent knowledge on insurance companies & most places I look are very expensive :(
Anyone know of any that are not going to be more expensive than the car itself!? Is it best to ring up for better prices or do it through the internet? |
Just do what i do and drive with no insurance, its ace:thumbsup:
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Also had a trike, and several Bikes No license for the bikes Either! But that was 20 years ago, When you were pottering about as a youth in the late 80's the law had to catch you! Now They get you even when the sorn for your resto mini runs out! DVLA Bastards As for the insurance, buy a load of car mags and trawl through the ads at the back, You need a decent underwriter though and avoid Sabre and the admiral group, I fit windscreens for a living and i always ask the young lads how much they pay, Often the ones who have gone out and bought a bigger engined mid range car (renault laguna, rover 600) pay less than the hot hatch brigade as the hatches are are different grouping Hope this helped/ helps |
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and that's why Mike and others are in the predicament their in due to actions like yours and the others that don't bother to pay their dues my brother was knocked of his motor bike by another motorcyclist who had no insurance back in the early 80's I'll keep an eye on this thread as I'll probably be funding my 17 year olds insurance in August |
Same boat as me as i am turning 17 in the end of october.
Just hope Glenn that its a daughter and not a son! Cheapest i have had for my 1.3l rover mini sprite auto is 2,800 third party fire & theft. It's around 3,400 fully comp. thats using Go compare for teenagers |
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Buy an older Porsche. Honestly, its true, check the insurance websites.
Do pass plus with an instructor. I do it with my students. The most one lad saved was £1250 on his first car. Shop around a lot too. |
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insurance has gone up for everyone not just young drivers. Due to the credit crunch and house insurance market having big claims due to flooding.
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http://subaru.co.uk/offers/the-sti-w...de-as-standard it was £580 and thats with protected ncb. |
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Peugot did it with Scooters for teens. |
try the cooprative insurerance. they are very cheap. i have been surfing the web for insurance quotes since i got my licance in april and so far they are the cheapest i have found.
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that quote was from http://www.gocompare.com/
17 July 2010 19:56 Cheapest price: £533.60 SUBARU IMPREZA WRX STI TYPE UK 2457cc Comprehensive cover, 9 or more years NCB £500 Voluntary excess requested |
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Fair enough but hardly relevant to the topic,how is Mike[or any young driver] going to get 9+ years NCB? with all due respect you are obviously not a "young driver" The other advice on "pass plus" seems much more usefull,best of luck with that. I feel physically ill when i have to pay my insurance,they are crooks. |
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My VTR was £137 fully comp....
Mods declared as well:thumbsup: but I'm 34 so not really relevant It's forsale if anyones interested... |
Go try Adrian flux. Was cheapest for me when I first started to drive and I'm still with them 7 years later!
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my mum has just insured my new corsa vxr for me if it was in my name it wud hav been over 5grand:thumbdown: but got it on my mum and dads cumpanie insureance and saved loads:thumbsup:
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I've only ever been with 2 companies, Adrian Flux and performance direct all on semi performance cars, between them they are ALWAYS the cheapest
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Mike, quoted you but it applies to all young drivers really.
The insurance companies and Police are starting to crack down on Fronting and at worst case means your car can be confiscated and crushed (as your insurance will be void, you won't have any and they can do that) and you'll also be prosecuted as an uninsured driver. Just great in the UK isn't it!!!!!!!! |
try adrian flux
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The insurance industry are robbing b*stards. That's a fact.
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try the NFU - they have just beat the socks of adrian flux for my car insurance by over £300.00 :thumbsup:
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ok heres the low down on what it is i'm insuring on, peugeot 306 1.4 meridian 2001 xreg, best price i've seen so far is around £1500 mark, thanks for all the comments so far :thumbsup: just checking out nfu & adrian flux now...
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For majority of cars (if you live in an OK area) will be 2k at 17/18, just stump up the cash and pay for it! It will work out better in the long run, plus you will be fully legal!
Look around, Churchill are good for standard cars, Endsleigh are good if your a student. I did it all properly, paid 2.4k in my first year of motoring (well 2k, but 200 for interest and 200 for a car swap), paid 1600 for a modded car in 2nd year, then changed cars half way through, swapped to Aviva and paying 1k fully comp (was 18y/o and 1ncb) on a 130bhp Ibiza (well more like 150bhp and 270lb/ft) |
As someone that has passed their test but is also over 30 i was expecting big insurance costs, however i have saved myself from the 2k plus insurance while still building no claims, have done this by using an Admiral multicar policy. So my girlfriend with many years of safe claim free driving has one car on the policy and i have another yet the cost for both is still less than mine on its own would have been. Hope that makes sense!
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