fast car insurance?
 

Any recommendations on performance car insurers? LLoyds were rubbish and the quote from Adrian Flux was already 1200 quid cheaper (500 quid of that being the tracker that LLoyds insisted upon).

Apart from Flux I've not run anyone else yet - gonna do it on Saturday when I get some time as I've been busy. So - does anyone have some recommendations?

I know its not a mega performance car but I found Admiral good.

The were very good for a one off payment but crap if you wanted to pay by installments.

The car is a Celica 190 VVTI and I added uprated alloys and exhaust as extras.

Come to £430

Lot beeter than anyone else I could find.

Hi Jimmy,you could try Footman James,they do specialised insurance for sports ,kit cars and the motor trade.

Brentacre served me well when I had my mk2 golf. They didn't pull my pants down too much when I told them there was a TT engine under the bonnet with 300bhp.

Now I drive a 5dr diesel (Slammed on 18's mk4 golf) I'm covered by priviledge :blush:

Depending on your no claims, Privilege have been great for me on all my cars.....

I'm 27, 9 years NCB and pay £320 for the Megane Sport (225) and my Wife pays £290 for a Mk4 Golf GTi at 25.

I sort out insurance for myself and the rents on the net, and sticking your details on www.moneysupermarket.com and www.confused.com never seems to fail.

Im insured on a CRX vtec for less then 500squids and im only 21 :woot:

My mum got insured on a 1.6 Punto Mk2 for something like £130, and shes old.. but not that old lol

Cant even remember who they're through but give the websites suggested a try.

Ben

Swinton came up trumps for me on most, also have a cashback scheme to give even more discount!!:thumbsup:
The wife got a good deal with the aa on one of our previous cars

Depending on the car - take a look on the owners forums and see who they recommend.

Because it'd be a second car - I would have zero no-claims bonus. I don't want to take my 9-10 years of ncb or however much it is off my smart car and pay more for that. Apparently I have to build up a new no-claims-discount if I want to have 2 cars - I didn't realise that.
LLoyds wouldn't touch a 'quick' car with zero no claims - even though I've already got a car with 9-10 years ncb with them! nuts. Never had an accident and have no points on my license. Oh and I'm 36 in a couple of weeks.

I've seen a couple of specialist insurers on an enthusiast website - I guessed being specialist they might be MORE expensive but I guess that's not the case really.

Dunno if their is a mrs jimmy, but could you not have one car in her name, one in yours?

Obviously this argument is useless if there is none :)

If Vicky has been named on your insurance you can transfer your full no claims discount to a 2nd vehicle in her name. We did this 5 years ago with AXA Insurance.

Mrs.Vicky uses her car for work, and I'd still want to use my smart car for most of the commuting to my work - and wet weather / snow etc. Keep the new nippy car in a garage and bust it out on nice days basically.
So even if she's already got her own car, with her own ncb, I would be able to use my ncb with her on my nippy car? or... I'm getting confused, it's quite complex haha.

What was that a free AA van for RC, that explains your ride :woot:

Jimmy, it might work out cheaper if you use your NCD on the car with the highest insurance group. And as it's your second car, restrict the mileage and join the owners club as they might have be able to offer favourable insurance deals.

What car is it?

admiral multicar and use ur ncd on both

Yeah as someone else says, it may still be cheaper to apply the NCD to the quicker car or at least put it on a Limited mileage policy?

What car is it out of interest?? :lol:

Admiral do their multi-car policy, plus surely if you have two cars in your name only they must realise you can only be driving one at a time so two cars on one policy should be possible?

Just don't wang it on multicar or it wipes out your NCB

That's what I thought - it seems insane that lloyds wouldn't take my perfect record and 9-10 years ncb into account. Adrian Flux seemed to in some way, and said they could do it as a bonus or discount or something - I wasn't really listening :lol: but the net effect was that it was cheaper with flux and zero ncb than lloyds WITH 10 years ncb. I have to say - I like the sound of it that way, since like has been said if the worst happens and I wang it into a hedge it won't effect my ncb on my smart (tho would effect the premium of course).

It's an Elise :thumbsup:

According to this http://www.elises.co.uk/features/insurance/index.php if you join a car club your Adrian Flux policy quote might go down even further.

Jimmy as Nige has said stick with Adrian Flux they'll give you a 3 years ncb next year and money off with being in a club.

I had a brand new Dodge Ram Pick up a few years ago and it cost me £632 fully comp and thats with my Wife on as a named driver and she had only just passed her test.

All my vehicles are with Adrian Flux, I would not go anywhere else. Alfa with 3 other named drivers £345, Land rover 90 with 3" lift and supe'd up engine £185 and a monkey bike £55

Tim

I had an Elise for 3.5 years Jim - most fun car i have ever owned :thumbsup:

No it doesn't, if you have two or more cars, you just start another policy on zero no claims, one car will still have the ncb that you already have.

I went with Admiral three years ago when I got my Focus ST, had that, my 04 Mondeo, and my old tarted up 95 V6 Mondeo, cost not a lot different to do all three cars, then someone else wanted just for the ST, in fact, I think Admiral wanted only £10 more to do the ST with zero ncb, then Ford insure wanted with 10 years ncb!

The 04 Mondeo has all of the ncb, the ST and the V6, I started from scratch, and are/were mileage limited. Still have the ST the 04 Mondeo with Admiral, the V6 went a while ago.

Owners clubs are the future. I knocked off 50% from my second car policy with owners club insurance.

p.s. ditch the not so "smart"!!

It also helps that your 40 on friday dude :woot:

*cough* *cough*
2 years younger than you at 34...

nobody could beat Adrian Flux for my m3 gt2 evo, in fact the closest quote was £265 more, I have a modified sierra rs cosworth 4x4 and the ford rs owners club is mint,protected no claims,agreed value,track cover,etc...but when it came to insure the m3 they couldn't match Adrian Flux.

Smart is ACE, not sure why I'd wanna ditch it? hence, in fact, not ditching it and keeping it as my main car! :thumbsup: I'd hate to commute every day and go into town and park in ANYTHING ELSE.

try a company called "Quoterack" ask for gary (he owns the place) has been giving cracking quotes over the last 12month, iv a kitcar, and none of the usual suspects could get close. 01945 465508

cheers
chris

A guy round the corner has a Smart car. He has modified it a bit. He has put an R1 motorbike engine in it. Sounds amazing when he gives it a footfull:thumbsup:

im with greenlight . im 29 with modded focus st 300+bhp 5 yrs ncb . £470

Thats cheap ive got a 280 bhp Proton persona and im paying over a grand, and im 36

I too use Adrian Flux for my 2nd car, 205 Gti turbo , 210bhp track prepped £340 fully comp :thumbsup:

Flux is ok until you crash, I used Brentacre for my 300bhp Nova (C20LET) very reasonable for engine conversions.

Someone also mentioned to me privately something about Flux not paying up after an accident claim - give us your stories here :bored:

I worked in insurance for a couple of years and Flux like a lot of others are brokers, which basically mean they are the middle man for the actual insurers. Most brokers are ok but its NOT them that pays out.

Unless stated they probably put you directly in touch with the
insurers to make the claim as their main job is to take the order and deal with simple cust service jobs like changing stuff etc etc.

So the point of this is to say dont just say 'X insurers' are crap with a claim as it could have been one of tens of insurers they use like most brokers, find out who they used for you (you probably got a little booklet with your documents) i.e. Zurich, Norwich Union, Equity Red Star, Fortis etc and then post, as they are the real culprits for when you have issues making a claim and you know who to stay clear of. The other side to this is you go directly through the insurer and then thats pretty straight forward.

So back to finding someone for Jimmy to get a quote from....

I think 'Adrian Flux' are good 'priced' brokers (if they want to deal with you), also try 'Premium Choice' who i used for my Impreza Turbo 2000 - best service i've ever had and did everything to keep me the following year which is what you want aswell. They were by far the cheapest and obviously I knew where to look.

Also as has been said check out the aggregator sites like Confused, Money Supermarket and Compare The Market. It'll give you at least a base price to work from that you can go back to.

HTH....

True true, it was actually Equity Red Star that was the best quote from Adrian Flux. Thanks for the info there Matt, and of course everyone else. I'm making notes and will see if the quote from Flux can be beat - I'm not that bad a driver honest :lol:

have you tried the merkat.com lol

That is of course if mr Adrian Flux botherd to get you insured with the insurer, rather that just keeping the money and waiting to see if you needed to claim before getting a policy. This was many years ago but still worth mensioning.

I wouldn't touch flux again if they paid me. I had no issues with them sorting out a none fault claim 9 years or so ago but a couple of years ago they disputed NCB and I had various issues over data protection (they sent me several other peoples paperwork, bank details etc). Their customer couldn't care less team were shocking.

With sports cars and anything else a bit specialist I wouldn't bother with confused.com etc they don't search the specialists and I've always found them to be quite expensive.

I have two cars, an 06 impreza wrx and a classic mini. The impreza has been insured with greenlight and I couldn't fault them, I have been through none fault and fault claims (2007 was a bad year) both times I got everything sorted and the my car repaired by who I wanted. The only others that have got anywhere near them are A plan. The impreza is standard apart from coilovers and I pay about £500, 9 yrs NCB, business mileage and 2 accidents in the last 5 years. Greenlight actually prefer modified cars as they see it as if you've gone to the effort to sink more money into the car and make it more desirable then you're probably going to look after it a bit more than a run of the mill dirt box.

The mini is insured via Footman James, I haven't been through a claim with them but I get breakdown cover, unlimited mileage, declared mods for £100. They weren't interested in NCB but did give me a discount for being a member of an online mini forum as they classify it as being in a club.

I've heard good things about Keith Michaels too but they've never been competitive enough for me.

www.greenlightinsurance.co.uk/
www.aplan.co.uk/
www.keithmichaels.co.uk/

My son got a multi car policy with Admiral. He,s just got his first car a MR2 GTS TURBO grp 20. He,s 22, They charged him £1097 f/comp, really good considering a 1.6 focus would have been £750+

Because we have more than one car they only charged me £231 f/comp. My renewal from zuric was £408

My daughters renenewal was £778 but with Admiral only £291 f/c
All the above come with a full breakdown service 4 callouts a year and 2 homestarts.
I could,nt beat those prices anywhere.
0800600880 even free to get a qoute.